Call 02084220044 - Email info@saymur.co.uk

Care Home Accounting

At Saymur, we work with care home owners and operators across the UK who want more than just an accountant.

Accountants & Tax Specialists for Care Home Owners

Running a care home isn’t just running a business. It’s managing people, properties, and compliance — all while ensuring residents get the best possible care.

You’re responsible for staff, inspections, regulations, funding, and sometimes multiple sites. It’s a lot.

At Saymur, we work with care home owners and operators across the UK who want more than just an accountant. We help you manage cash flow, structure your business for growth, and plan for the future — all with a deep understanding of how the care sector really works.

We understand your world

Care homes operate in one of the most tightly regulated industries in the UK — and yet most accountants treat them like any other small business. We don’t.

We understand the real issues you deal with every day:

  • CQC registration and compliance requirements
  • Managing staff, PAYE, and pension obligations across multiple sites
  • Occupancy and local authority funding delays affecting cash flow
  • Staff fluctuations and how they hit profitability
  • Complex property ownership and refinancing
  • Structuring your group efficiently to protect assets and minimise tax

We’ve spent years helping care home owners find clarity and control — with joined-up advice that covers your business and your personal tax position.

Our specialist support for care homes

We provide a full suite of accounting and tax services built around the needs of care home owners and operators:

Compliance and clarity

  • Preparation of statutory accounts and corporation tax returns
  • VAT compliance and partial exemption reviews
  • Payroll, pensions, and staff cost management
  • Management accounts and forecasting — giving you visibility and control month by month

Tax planning and structure

  • Group structure planning for multiple homes or property-holding companies
  • Shareholder and director remuneration planning
  • Extraction strategies that balance dividends, salaries, and company performance
  • Inheritance Tax and succession planning for family-run care homes
  • Property ownership and refinancing tax advice

Acquisitions and Due Diligence

Whether you’re buying your first care home or expanding into a group, the numbers behind the deal matter. We guide you through every stage of the process — from assessing financial health to structuring the purchase tax-efficiently.

Our acquisition and due diligence services include:

  • Financial due diligence — reviewing accounts, occupancy trends, and underlying profitability
  • Reviewing historical performance, staffing costs, and contract terms
  • Identifying hidden liabilities such as unpaid taxes, funding disputes, or compliance gaps
  • Structuring the purchase — share vs. asset deal advice, SPV setup, and funding routes
  • Forecasting and post-acquisition planning to ensure smooth integration

Buying a care home isn’t just about what you pay — it’s about what you keep. We make sure your acquisition works commercially and tax-efficiently from day one drawing on our experience in advising care home acquisitions over the years.

Growth, sale, and succession

As your business grows, the right structure and timing can make a major difference to your tax exposure and long-term wealth.
We help you:

  • Prepare for sale or exit — from valuations and share disposals to capital-gains and IHT planning
  • Design succession plans that protect family wealth and ensure continuity
  • Build your next step — whether that’s retirement, expansion, or a strategic sale

Why care home owners choose Saymur

  • Sector expertise – We advise multiple care homes across the UK. From single-site operators to growing groups, we understand the tax, funding, and staffing realities unique to your world.
  • Private-client tax depth – Our background in private-client and owner-managed business tax means we don’t just see the company — we see the bigger picture: your property, your family, your wealth.
  • Strategic, not reactive – We don’t just file returns. We guide you on structure, profit extraction, and exit strategy, ensuring you’re building long-term value.
  • Clear, friendly advice – We translate complex tax rules into plain English so you can make confident decisions, not guesswork.

What our clients say

“For care operators seeking dependable financial management and trusted professional support, they are the standout partner.”

“Before engaging your firm, we lacked clear visibility over our year-end position, had limited foresight around tax planning, and were spending disproportionate time working on payroll activities. Our previous advisers were largely reactive, which meant key financial information often arrived too late to support effective operational and strategic decision-making.

We chose your firm because of your strong understanding of the care sector, your structured approach to year-end compliance, and the reliability of your monthly payroll service. In addition, your extensive network of professional contacts—particularly in banking and legal services—offered a level of support and connectivity that other firms simply could not match.

The benefits have been significant. Year-end accounts are now delivered accurately and on schedule, tax planning has improved and resulted in tangible savings, and monthly payroll is processed efficiently with minimal queries, reducing both administrative workload and internal risk. Your introductions to trusted banking partners and specialist solicitors have also added meaningful value during refinancing discussions and contract reviews.

Your clear reporting and regular check-ins provide the financial insight we need to make informed decisions around budgeting, staffing, capital expenditure, and long-term planning.”

Clarendon Group – Group of care homes based in the midlands

Ready to simplify your finances and grow your care business?

If you’re ready to take control of your care home’s finances, reduce stress, and plan ahead with confidence — let’s talk.

Book in a discovery call with us below and see how we can help you make your care home as financially healthy as the care you provide.